Joe Bhagratie, DO, CAQSM, MS

Insurance Information

If you have a participating health insurance plan and provide us with your policy information, we will file your insurance claims for you. Please advise us of any changes to your insurance information or mailing address. If you do not have health care coverage you will be asked to pay a portion of your estimated charges at the time of service. You may contact customer service to discuss available payment options.

You will be responsible for any co-pay, co-insurance, deductible, or non-covered services at the time of each visit.

Insurance Plans Accepted

• Commercial
• Medicaid
• Medicare
• Other
• Workers Compensation

Commercial

• Aetna Elect Choice / Health Choices
• Aetna HMO, POS, QPOS, USAACCESS
• Aetna Managed Choice
• Aetna National Advantage Program
• Aetna Open Choice PPO
• Aetna Signature Administrator
• Aetna Whole Health
• AvMed Empower
• AvMed Engage
• AvMed Entrust
• AvMed HMO
• Centivo - Select and Non-Select
• Choice Care PPO
• CIGNA HMO
• CIGNA PPO
• Evolutions Healthcare Systems
• First Health PPO
• Humana EPO
• Humana HMO
• Humana PPO, POS & Open Access
• Multiplan
• Private Healthcare Systems
• UMR Baptist Health Employees
• United HMO
• United Open Access
• United POS
• United PPO

Medicaid

• United Healthcare Community Plan

Medicare

• Aetna Medicare Choice, Premier, Eagle and Assure Plans
• Florida Blue / Advantage 65 / Medicare Supplemental Plan
• Medicare
• Medicare - Railroad
• United Healthcare / Medicare AARP / Medicare Advantage PPO

Other

• Veteran's Affairs Community Care Network

Workers Compensation

• Coventry WC
• Heritage Summit WC
• Multiplan WC
• Prime Comp Network WC

Insurance Not Accepted

Commercial

• Oscar Health

Medicare

• Ascension Complete Medicare
• Gold Kidney Health Plan
• Molina Medicare Choice Care Plans
• Multiplan Medicare Advantage Plans

Other

• Tricare Select (Patient may have higher out-of-pocket costs associated)